How Much Does a Shih Tzu Cost? (2026 Guide)
Owning a Shih Tzu costs approximately $1,712 per year at a moderate care level — about $143/month. The first year runs higher at $2,432 due to one-time setup costs. Over a ~14-year lifetime, total ownership costs roughly $24,688.
Estimates based on 2026 national averages: food costs derived from Purina Pro Plan pricing and breed feeding guides; grooming from PetSmart/Petco published rates; vet from AVMA wellness visit data and AKC dental estimates; insurance anchored to ValuePenguin's February 2026 average of $62/month. Actual costs vary significantly by location, provider, and individual dog.
First Year
$2,432
includes setup costs
Per Year
$1,712
ongoing annual cost
Lifetime (~14y)
$24,688
total ownership cost
How Much Does a Shih Tzu Cost? (2026 Estimates)
Owning a Shih Tzu costs an estimated $1,712 per year at a moderate care level, with a first-year total of $2,432 and a lifetime cost of roughly $24,688 over ~14 years. Adjust the care level below to personalize the estimate.
| Expense Category | Annual Cost (USD) |
|---|---|
| Food & Nutrition | $336 |
| Veterinary Care | $515 |
| Grooming | $440 |
| Pet Insurance | $396 |
| Licensing & Other | $25 |
| Total Annual Cost | $1,712 |
| First Year Total | $2,432 |
| Lifetime Cost (~14 years) | $24,688 |
Care Level
Annual Cost Breakdown
Protect Against Unexpected Vet Bills
A single emergency vet visit for a Shih Tzu can cost $2,500+. Pet insurance typically covers 70–90% of unexpected costs, starting around $33/mo.
Rates vary by breed, age, and location. Prices are estimates only.
What Drives Shih Tzu Ownership Costs?
Food
A Shih Tzu (9 - 16 lbs) costs approximately $28/month to feed with a mid-range kibble. Premium, raw, or prescription diets can double this figure.
Veterinary Care
Routine vet costs for a Shih Tzu include annual wellness exams, vaccinations, and dental cleanings. Budget an emergency fund for unexpected illnesses or injuries. Annual routine vet costs average $515.
Grooming
Shih Tzu grooming costs approximately $440/year. Professional grooming frequency depends on the Shih Tzu's coat — some breeds need professional grooming every 6–8 weeks while others are low-maintenance.
Pet Insurance
Pet insurance for a Shih Tzu runs approximately $33/month ($396/year). Given that unexpected emergencies can cost $2,500 or more, insurance is worth considering — especially for breeds with known health predispositions.
Shih Tzu Full Breed Profile
Temperament, exercise needs, health conditions, training tips, and adoption resources.