How Much Does a Shih Tzu Cost? (2026 Guide)
Owning a Shih Tzu costs approximately $1,796 per year at a moderate care level โ about $150/month. The first year runs higher at $2,516 due to one-time setup costs. Over a ~14-year lifetime, total ownership costs roughly $25,864.
Estimates based on 2026 national averages: food costs derived from Purina Pro Plan pricing and breed feeding guides; grooming from PetSmart/Petco published rates; vet from AVMA wellness visit data and AKC dental estimates; insurance anchored to ValuePenguin's February 2026 average of $62/month. Actual costs vary significantly by location, provider, and individual dog.
First Year
$2,516
includes setup costs
Per Year
$1,796
ongoing annual cost
Lifetime (~14y)
$25,864
total ownership cost
Shih Tzu Cost of Ownership
Owning a Shih Tzu is more financially demanding than the breed's small size might initially suggest, primarily because grooming requirements and breed-specific health risks create recurring costs that extend well beyond basic food and routine vet visits. Understanding those costs upfront prevents unpleasant surprises.
For a puppy purchased from a health-tested, reputable breeder who is a member of the American Shih Tzu Club, expect to pay between $1,500 and $3,500, with dogs from champion lines or breeders with particularly strong health clearance records occasionally reaching $4,000 or more. Prices vary by geography, with metropolitan West Coast and Northeast breeders generally at the higher end. Pet-quality puppies from responsible breeders with full health clearances typically fall in the $1,500 to $2,500 range.
Food costs are modest. An adult Shih Tzu consuming a high-quality dry kibble formulated for small breeds will eat roughly 0.5 to 1 cup of food daily, putting monthly food expenditure at approximately $30 to $60 depending on brand. Raw or fresh-food diets โ increasingly popular among Shih Tzu owners who find them helpful for coat quality โ can run $80 to $150 per month for a dog of this size.
Grooming is where costs escalate sharply. Shih Tzus in a full show coat require daily brushing and professional grooming every four to six weeks. Most companion owners opt for a shorter "puppy cut" or "teddy bear cut," but even those require professional grooming every six to eight weeks. PetSmart Grooming lists bath and full groom services for small dogs starting around $55 to $75, while independent groomers with Shih Tzu-specific experience often charge $65 to $100 per session. Annually, grooming costs typically run $600 to $1,200 for a dog kept in a shorter trim, and higher for full-coat maintenance.
Veterinary costs are elevated by the breed's health profile. Routine annual wellness care โ exam, vaccines, parasite prevention, and dental cleaning โ runs approximately $400 to $700 per year. Eye-related emergencies, which are statistically common in the breed, can cost $300 to $1,500 depending on severity. Surgical correction for BOAS, if needed, typically runs $1,000 to $4,000. Patellar luxation surgery, when required, averages $1,500 to $3,000 per knee. Pet insurance is strongly recommended for this breed given its risk profile. Providers like Embrace and Healthy Paws typically quote Shih Tzu owners between $40 and $80 per month for comprehensive accident and illness coverage, depending on the deductible chosen, the dog's age at enrollment, and geographic location. Enrolling at puppy age before any conditions are documented is the most cost-effective strategy.
How Much Does a Shih Tzu Cost? (2026 Estimates)
Owning a Shih Tzu costs an estimated $1,796 per year at a moderate care level, with a first-year total of $2,516 and a lifetime cost of roughly $25,864 over ~14 years. Adjust the care level below to personalize the estimate.
| Expense Category | Annual Cost (USD) |
|---|---|
| Food & Nutrition | $336 |
| Veterinary Care | $515 |
| Grooming | $440 |
| Pet Insurance | $480 |
| Licensing & Other | $25 |
| Total Annual Cost | $1,796 |
| First Year Total | $2,516 |
| Lifetime Cost (~14 years) | $25,864 |
Care Level
Annual Cost Breakdown
Protect Against Unexpected Vet Bills
Shih Tzus can be prone to Brachycephalic Obstructive Airway Syndrome and Intervertebral Disc Disease. A single emergency visit can cost $2,500+. Pet insurance typically covers 70โ90% of unexpected costs, starting around $40/mo.
Rates vary by breed, age, and location. Prices are estimates only.
What Drives Shih Tzu Ownership Costs?
Food
A Shih Tzu (9 - 16 lbs) costs approximately $28/month to feed with a mid-range kibble. Premium, raw, or prescription diets can double this figure.
Veterinary Care
Routine vet costs for a Shih Tzu include annual wellness exams, vaccinations, and dental cleanings. Shih Tzus are prone to Brachycephalic Obstructive Airway Syndrome and Intervertebral Disc Disease, which can add to long-term vet costs. Annual routine vet costs average $515.
Grooming
Shih Tzu grooming costs approximately $440/year. Professional grooming frequency depends on the Shih Tzu's coat โ some breeds need professional grooming every 6โ8 weeks while others are low-maintenance.
Pet Insurance
Pet insurance for a Shih Tzu runs approximately $40/month ($480/year). Given that unexpected emergencies can cost $2,500 or more, insurance is worth considering โ especially for breeds with known health predispositions.
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