How Much Does a Bearded Collie Cost? (2026 Guide)

Owning a Bearded Collie is a genuine financial commitment, and the costs are driven by the breed's specific needs in grooming, health screening, and the management of conditions to which they are predisposed. Prospective owners should budget carefully before committing.

Purchasing a Bearded Collie from a responsible breeder — one who conducts OFA health testing, participates in CHIC certification, and selects for both temperament and structure — typically costs between $1,500 and $2,500 in the United States. Some established breeders with strong show or working lines price puppies toward the upper end of that range or beyond. Be cautious of Beardie puppies priced significantly below $1,200 from breeders who cannot produce health clearance documentation, as the savings often translate into higher veterinary bills down the road.

Grooming is a non-negotiable recurring expense for this breed. The Beardie's double coat requires brushing several times per week at minimum to prevent matting, and professional grooming is recommended every six to eight weeks. A full groom for a Bearded Collie — which includes a bath, blow-dry, and line brushing of the full coat — typically runs between $80 and $150 per session depending on geographic location and whether the coat is in good condition between visits. PetSmart's professional grooming services list large dog bath and full grooming packages in the $75 to $120 range, though Beardie coat volume and texture often pushes the cost higher than breed-size averages. Owners who learn to do regular brushing at home can reduce professional grooming frequency, but eliminating it entirely is not realistic for most households.

Monthly food costs for a 45 to 55-pound Beardie feeding a quality mid-to-large breed kibble run approximately $50 to $80 per month, depending on the food selected. Premium grain-inclusive or limited-ingredient foods, which may be relevant for Beardies with autoimmune sensitivities, can push this toward $90 to $100 monthly.

Veterinary costs for a healthy Beardie average $300 to $600 annually for wellness care, but the breed's predisposition to Addison's Disease and autoimmune conditions substantially changes the calculus for affected individuals. Managing Addison's with monthly Percorten-V injections or daily Florinef tablets can add $100 to $300 or more per month in medication costs alone. Annual thyroid panels, ophthalmological exams, and OFA-required radiographs for breeders add to costs as well.

Pet insurance is strongly recommended for this breed given its known health vulnerabilities. Monthly premiums for a Bearded Collie typically range from $45 to $85 depending on the provider, deductible selected, and the dog's age at enrollment. Enrolling before any conditions are diagnosed is essential, as Addison's and autoimmune conditions become pre-existing exclusions if they appear prior to coverage. Providers such as Embrace and Healthy Paws are frequently cited by Beardie owners as offering reasonable coverage for the breed's specific risk profile.